Introduction
Everett Wealth Solutions (“EWS,” “we,” “us,” or “our”) is committed to protecting the privacy and confidentiality of your personal information. As a registered investment adviser, we are bound by both legal requirements and professional standards of confidentiality.
This Privacy Policy explains how we collect, use, share, and protect your personal information. Federal law gives you the right to limit some sharing of your personal information and requires us to inform you of our privacy practices.
Information We Collect
We collect nonpublic personal information (“NPI”) about you that is either provided directly by you or obtained with your authorization. This information is necessary to provide you with quality financial planning and investment advisory services.
Types of Information Collected
The types of NPI we may collect include:
- Personal identifiers (name, address, Social Security number, date of birth)
- Financial information (income, assets, liabilities, account balances, transaction history)
- Account information (banking details, account numbers, credit card information)
- Employment information (employer name, occupation, employment history)
- Other information necessary to provide financial planning and investment services
How We Use Your Information
We use your personal information to:
- Provide financial planning and investment advisory services
- Process transactions and maintain your account(s)
- Respond to regulatory requirements and legal proceedings
- Communicate with you about your accounts and our services
- Comply with applicable laws and regulations
How We Share Your Information
We may share your personal information in the following circumstances:
We may share information with service providers who perform services on our behalf, such as custodians, administrators, technology providers, and professional advisers. These parties are contractually required to protect your information and use it only for the purposes we specify.
When you are no longer our client, we will continue to protect your information according to this Privacy Policy and applicable laws.
How We Protect Your Information
We maintain physical, electronic, and procedural safeguards designed to protect your personal information, including:
- Secure data storage systems with encryption
- Restricted access to personal information on a need-to-know basis
- Employee training on confidentiality requirements
- Secure facilities with controlled physical access
- Regular security assessments and updates
Your Privacy Rights
Right to Opt Out
Federal law gives you the right to limit certain types of information sharing. While EWS does not engage in most sharing activities, you have the right to opt out of:
- Sharing information about your creditworthiness with non-affiliates for their everyday business purposes
- Sharing with affiliates and non-affiliates who use your information to market to you To exercise your opt-out rights, please contact us using the information provided at the end of this policy.
Access and Correction
You have the right to request access to and correction of your personal information. Please contact us if you would like to review or update your information.
Important Definitions
Affiliates: Companies related by common ownership or control. They can be financial and non-financial companies. EWS does not share with affiliates in ways that allow you to limit this sharing.
Non-affiliates: Companies not related by common ownership or control. They can be financial and non-financial companies. EWS does not share with non-affiliates for marketing purposes.
Joint Marketing: A formal agreement between non-affiliated financial companies that together market financial products or services to you. EWS does not jointly market.
Questions or Concerns
Your privacy is very important to us. If you have any questions about this Privacy Policy or our privacy practices, please contact us:
Everett Wealth Solutions
407 Marengo Avenue
Forest Park, IL 60130
Phone: (708) 771-7777
Email: chris@everettwealthsolutions.com
Website: www.everettwealthsolutions.com
This Privacy Policy complies with Regulation S-P under the Securities Exchange Act of 1934 and applicable state privacy laws. We reserve the right to modify this policy at any time. Material changes will be communicated to clients as required by law.